How to Get Instant Loan on Aadhaar Card 2022, The Indian Government launched the Aadhaar Card in 2010 to help individuals to enjoy few services in both the public and private sectors. The Aadhaar number is a distinctive 12-digit number that is provided by the government to all Indian citizens by collecting their iris scans and fingerprints.
How to Get Instant Loan on Aadhaar Card 2022
An Aadhaar card not only acts as proof of citizenship but also helps individuals to avail loans, open bank accounts, buy SIM cards, get a Permanent Account Number (PAN) card, apply for a passport, and file their Income Tax Returns.
Short details Aadhar Card Loan Yojana 2022
Individuals who wish to avail any financial services must submit their Know Your Customer (KYC) documentation. The government has made it mandatory for financial institutions and banks to collect KYC details of the customer in order to stop money laundering. Earlier, a lot of documentation was required for KYC, however, it is very simple nowadays for KYC to be completed. Banks have also started e-KYC, where the entire KYC process is digitized. Since Aadhaar contains biometric data of the individuals, verification is a simple and fast process.
|Fees and Charges||Amount Chargeable|
|Interest Rate||Starts from 1.33% per month|
|Loan Processing Charges||Varies from 2% to 8% of the approved loan amount. The processing fee is deducted upfront from the approved loan.|
|Interest on Overdue EMIs||2% per month on the overdue EMI/Principal loan amount.|
|Cheque Bounce||Rs.500/- each time.|
|Loan Cancellation||No additional/hidden charges levied. Processing fees will also be retained.|
આ લિંકથી આધારકાર્ડ થી લૉન કઈ રીતે લઈ શકાય જાણો અહીં
List of Non-Banking Financial Companies & Banks Provided Aadhaar card loan yojana
- HDFC Personal Loan
- SBI Personal Loan
- Indiabulls Personal Loan
- ICICI Personal Loan
- PNB Personal Loan
- Capital First Personal Loan
- Bank Of Baroda Personal Loan
How to use Aadhaar card Get Instant Loan on Aadhaar Card
Even though it is not mandatory for individuals to provide their Aadhaar card, it is much easier to get a personal loan using one. The process is simpler for bank employees to complete verification if Aadhaar details are provided by the borrower. In the case of e-KYC, no physical documents need to be submitted by the individual. There are various banks that also provide instant loans if the borrower uploads a scanned copy of the Aadhaar card.
Note : Candidates are suggested to Read the official notification before applying – Thanks for visit this useful Post, Stay connected with us for more Posts. www.Gpscpreparation.com
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