What is a Bank of Baroda Agri Gold Loan | BOB Agri Gold Loan Interest Rate | Bank Of Baroda Gold Loan Scheme | Bank of Baroda Gold Loan | બરોડા કૃષિ ગોલ્ડ લોન
What is a Bank of Baroda Agri Gold Loan : If you want to expand the roots of your agribusiness and allied activities? Apply online for an instant Bank of Baroda Agricultural Gold Loan to enjoy a repayment tenure of up to 12 months. Get instant Agri Gold Loan from Bank of Baroda!
Through this What is a Bank of Baroda Agri Gold Loan article, we will get information about how to get Baroda Agri Gold Loan, how much interest is charged on it, what documents are required, etc.
What is a Bank of Baroda Agri Gold Loan
What is a Bank of Baroda Agri Gold Loan : If you want to expand the roots of your agribusiness and allied activities? Apply online for an instant Bank of Baroda Agricultural Gold Loan to enjoy a repayment tenure of up to 12 months. Get instant Agri Gold Loan from Bank of Baroda!
Highlights of What is a Bank of Baroda Agri Gold Loan
| Name of Article | What is a Bank of Baroda Agri Gold Loan |
| Article sub-information | Information about BOB Agri Gold Loan |
| Language of Article | Gujarati and English |
| Purpose of the article | Purpose of providing BOB Agri Gold Loan information |
| Official Website | Click Here |
| Home Page | Click Here |
Bank of Baroda Agri Gold Loan
Bank of Baroda provides many types of loan facility to its customers. It also gives loans against gold or gold jewellery. BOB Bank offers two types of gold loans : (1) Baroda Retail Gold Loan, (2) Baroda Agri Gold Loan. Here we will know in detail about Baroda Agri Gold Loan.
Baroda Agri Gold Loan : Benefits
What is a Bank of Baroda Agri Gold Loan : Baroda Agri Gold Loan offers the following benefits:
- A guarantor is not required in gold loans.
- Easily converted to cash.
- No proof of income required.
- Protection of your gold ornaments and coins.
- Loans are not linked to CIBIL score.
- Minimal paperwork and fast processing.
Baroda Agri Gold Loan – વિશેષતાઓ
What is a Bank of Baroda Agri Gold Loan : The following features are found:
- Maximum loan up to Rs 50.00 lakh per customer.
- No processing charges up to Rs 3.00 lakh.
- No pre-closure, prepayment charges.
- Easy repayment term maximum 12 months.
- Gold Loan Min. 18 carat gold jewellery/jewelry.
- Loans for any agricultural and allied activities other than speculation.
Baroda Agri Gold Loan – Eligibility
- All persons are the beneficial owners of gold ornaments/jewellery and specially minted gold coins sold by banks (up to a maximum of 50 grams per borrower).
- Applicant must be a resident of India.
- Type of Facility: Cash Credit and Demand Loan
- Purpose: Agriculture and allied activities and other priority sectors
- Maximum Limit: Per Customer Rs. 50.00 lakhs.
- Type of Facility: Cash Credit and Demand Loan
- Tenure: 12 months
Baroda Agri Gold Loan : Repayment Mode
- The repayment schedule will be as per the borrower’s income generation. In the repayment clause, the interest/principal service is coordinated with the crop harvest and cash flow based on the borrower’s activity.
- For advances other than crop loans, the loan should be repaid in monthly/quarterly/half yearly installments with a maximum moratorium period of 12 months as per cash accumulation. However, the loan tenure should not exceed 12 months.
Baroda Agri Gold Loan : Interest rates
| Product | Up to Rs. 3.00 Lakhs | Above Rs. 3.00 Lakhs and up to Rs. 10.00 Lakhs | Above Rs. 10.00 Lakhs and up to Rs. 50.00 Lakhs |
| Baroda Agri Gold Loan (Valid Up to 31.03.2023) | 1 year MCLR | 1 year MCLR | 1 year MCLR |
| Other Priority | 1 year MCLR+S.P | 1 year MCLR+S.P+0.50% | 1 year MCLR+S.P+0.50% |
Subject to change of MCLR.
Baroda Agri Gold Loan : Charges
| Up to Rs 3.00 lakhs | N/A |
| Above Rs 3.00 lakhs up to Rs 50.00 lakhs | Applicable charges +GST |
Baroda Agri Gold Loan : Documents Required
- To check required documents for Baroda Gold Loan, click here.
Baroda Agri Gold Loan – Helpline
| Bank Name | Bank of Baroda |
| Toll Free Number | 1800 258 44 55 1800 102 44 55 |
| Apply Now | Click Here… |
| Calculators | Click Here… |
| Download Form | Click Here… |
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